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What are the differences between chip cards and magnetic stripe cards in terms of usage and security?

Customers often ask us what is the difference between chip card and magnetic stripe card? Or when some friends need to make smart cards, they dont know whether to make magnetic stripe cards or chip cards. Today, Card Cubes editor has compiled the differences between magnetic stripe cards and chip cards in terms of usage and functions, hoping to help customers choose.

What are the differences between chip cards and magnetic stripe cards in terms of usage, security, etc.

Induction Chip Card

Magnetic stripe card

1、Using method

Chip card is inserted into the card to read and write information or non-contact reading, such as bus card swipe card

Magnetic stripe card reads the black magnetic stripe on the swipe card

2. Security and stability

Chip card security, copy difficulty, strong resistance to attack, higher stability than the magnetic stripe card, will not demagnetize

Magnetic stripe card security is relatively low, easy to steal information, thus stealing the brush. If the magnetic stripe card and cell phones and other electronic devices together, after a long time, easy to demagnetization, resulting in card scrapping

3. Data processing ability

Chip card has strong data processing ability and large capacity, the storage capacity is 160 times of magnetic stripe card.

Magnetic stripe card has weaker data processing ability and smaller capacity.

4. Price

The cost of chip card is much higher than that of magnetic stripe card due to its high performance and high security.

Magnetic stripe cards are low cost and suitable for single function application scenarios.

In short, both chip cards and magnetic stripe cards have their own advantages. From the perspective of overall cost performance, chip cards are slightly better. However, the small side of the card cube suggests that which card is ultimately produced can be determined by your specific needs, and if the customer already has a card reading device, you can give priority to the type of smart card that matches the card reading device. If you are currently indecisive, you can give priority to PVC for making chip cards.

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